It's Me 247 Login >

Metrum Community Credit Union

Open an Account Apply for a Loan
  • facebook
Call Us:  303-770-4468 Get it on Google Play Get it on the App Store

It's Me 247 Login >

Open an Account Apply for a Loan

Metrum Community Credit Union

  • facebook
Call Us:  303-770-4468 Get it on Google Play Get it on the App Store
  • Home
  • E-Services
    • It’sMe247 Online Banking
    • Express Online Bill Pay
    • CU Talk Telephone Banking
    • Online Account Opening
    • E-Statements & Notices
    • Transfers
  • Loans
    • New & Used Auto Loans
      • Automotive Partner Center
      • Route 66 Vehicle Warranty
    • Calculators
    • Credit Cards
    • Mortgage Options
      • Home Equity Loans and HELOCs
      • First Mortgages
    • Personal Loan
  • Product & Services
    • Checking Accounts
      • Checking Services & Forms
    • Savings Accounts & Investments
      • Share Accounts
      • Share Certificates (CD’s)
      • IRA’s
  • Hours and Locations
  • Contact Us

7 Tips for Creating a Strong Password

Posted October 20, 2021 & filed under Account Security, News.

How To Create a Strong and Unique Password for Every Account

password protecting your banking information

Most of us know by now not to use the same passwords for different accounts, yet some still do. But users who continue to use passwords they know have been exposed in a hack are indeed flirting with danger. In a recent study, Google found that 1.5% of passwords are still being used despite those users knowing they’ve been compromised. While there’s no shortage of mega breaches and hacks in the news that expose countless passwords and other data, many password users don’t heed the warnings. A security researcher discovered over 22 million unique passwords and over 770 million email addresses were made public on a popular hacker forum earlier this year. The massive discovery is believed to be the most significant data dump to date. With numbers like these, it’s no secret that continuing to use exposed passwords puts those users at risk of being exploited yet again. A strong password can make all the difference.

Most of us wouldn’t hand our car keys to a car thief, but reusing compromised passwords may be doing just that. Hackers who get passwords from data dumps or buy them on the dark web have the keys to enter sensitive accounts. Data breaches result in hacked passwords; those passwords give access to an account, and that access can lead to the theft of other PII (Personally Identifiable Information) like bank and credit card information. Those who reuse the same compromised passwords for different accounts can also become victims of credential stuffing. Hoping to access even more accounts, hackers “credential stuff” stolen passwords by trying them on other accounts belonging to the same user. Since this type of hack is on the rise, so are hackers’ opportunities to steal even more PII. Either way, reusing passwords in a hack or breach can be a lose-lose situation.

Password Protection

  • Change passwords immediately after finding your account may be exposed to a data breach.
  • Use a unique and strong password for each account and change it regularly. The password should include letters, numbers, and special characters.
  • Use two-factor (2FA) or multi-factor authentication (MFA) when available, as they provide additional layers of security when logging in.
  • Keep passwords to yourself, and don’t share them.
  • Be aware of others watching when you type a password, always log out, and close the browser window if applicable when done.
  • Check password strength if a website offers a strength analyzer when creating an account.
  • Avoid using passwords with unsecured Wi-Fi, as they can be intercepted and stolen.

Need a tip for creating passwords you can remember? Try making a base password of at least six characters. Then, add some characters from the related website to create your password. For example, if the base password is “XP2#z%” and your account is at acme.com, your password for that account would become “XP2#z%Ac” using the first two characters of the website on the end.

For more online banking tips and information, check out our FAQ page and stay tuned to our news page for more information.

* The excerpt was provided by SOS Daily News on September 18, 2021.

Tags: Password Protection

It’s Me 247 Login

It's Me 247 Online Banking Login Login >

Quick Links

  • Make a Loan Payment
  • Loan & Investment Rates
  • About Us
  • Apply for a Loan
  • Financial Education & Wellness
  • Debit and Credit Card Management
    • Report a Lost or Stolen Card
    • VISA Credit Card Limit Increase
    • Premier Member Rewards by CO-OP
  • Fraud Prevention
  • Young Owner Checking
  • Other Related Links
  • My Credit Union: Realized Dreams Start Here
  • Own Your Dream
  • Right There With You
  • Home
  • Electronic Services
    • It’sMe247 Online Banking
    • Express Online Bill Payment
    • E-Statements & Notices
    • CU Talk Telephone Banking
    • Transfers
  • Loans
    • Credit Cards
    • New & Used Auto Loans
      • Automotive Partner Center
      • Route 66 Vehicle Warranty
    • Mortgage Options
    • Personal Loan
    • Debt Protection
  • Calculators
  • Products & Services
    • Checking Accounts
      • Checking Services & Forms
      • Order Checks Online
      • Overdraft Protection
    • Credit Cards
    • VISA® Debit/ATM Card
    • Savings Accounts & Investments
      • Share Accounts
      • Share Certificates (CDs)
      • IRA’s
  • Prime Times Club
  • Young Owner Checking
  • About Us
    • Contact Us
    • Hours & Locations
    • Privacy Policy
  • Fraud Prevention
  • Member Resources and Benefits
  • Loan & Investment Rates
  • Related Links
  • Insurance
  • News

Footer Left

Copyright © 2025 Metrum Community Credit Union | Privacy Policy

Equal Housing Opportunity NMLS#663072

Your savings federally insured to
at least $250,000 and backed by
the full faith and credit of the
United States Government

If you are using a screen reader or other auxiliary aid and are having problems using this website, please call 303-770-4468 for assistance. All products and services available on this website are available at all Metrum Community Credit Unions full-service locations

Footer Right

Sprint Credit Union Member Discount

Find a Shared Branch or ATM: